Community Banks in the Southeast

4B

New Loan Production

93M

New Fee Income Generated

1.2M

New Fee Income Generated

2M
Trulli
Trulli
<h1> The Challenge </h1> Icon

The Challenge

This community bank was unable to offer long-term fixed rates without exceeding the bank’s interest rate risk tolerance. As a result, they consistently found themselves on the losing end of CRE deals with rates that extended beyond 5 years.
<h1>The Solution</h1> Icon

The Solution

Adopt the ARC Program - Looking for a way to both win more loans and shorten their balance sheet duration, this community bank adopted the ARC Program.
<h1> The Results </h1> Icon

The Results

New CRE Loan Production $93 Million High quality borrowers Fee Income Generated $1.3 Million


Bank gets a floating rate on their balance


No hedge accounting or reporting headaches


Easier for lenders to sell than back-to-back swaps

Why ARC?

Allows the bank to offer long-term fixed rates to their borrowers Icon
Allows the bank to offer long-term fixed rates to their borrowers
Bank gets a floating rate on their balance Icon
Bank gets a floating rate on their balance
No hedge accounting or reporting headaches Icon
No hedge accounting or reporting headaches
Easier for lenders to sell than back-to-back swaps Icon
Easier for lenders to sell than back-to-back swaps

How does the ARC Program work?

Provide long-term fixed rates to your borrowers while booking a floating rate loan. No complicated paperwork, accounting, or swap to manage.

Book ARC Demo