How to Access Our Free Health Prediction for Your Bank

To ring in and celebrate the New Year, check up on your bank’s future financial health. Based on the 2007 to 2010 bank failure experience, we modeled the financial health of every bank using the last 16 quarters of historical performance.  We have also created projections for the next 18 months. Each bank has an overall letter grade (below), plus a grade for the individual categories of capital formation/stability, efficiency and profitability.

You can search your bank or create any peer group you want based on asset size or performance. You can also click into any category and see the composition (below). For example, if you want to see the types of banks that make up the ‘A” category for return on assets (ROA), you can click and see the distribution and details for each bank in the category.

To access your bank, type in the bank name on the right side or use any of the filters to create a group. You can also see a time series of each category.

This is in beta version, and we look to add features and enhance speed soon.

If you are a domestic community bank, you can access the “Health Prediction” HERE on our Correspondent Bank “Resource Center.” If you do not already have a log in, you can register at the bottom of the page to gain free access to this application and several other resources.