Event Description

Community banking is facing rapid change, from shifting rate and deposit dynamics to the rise of tokenization, AI agents, and evolving credit, M&A, and political uncertainty.

Join Chris Nichols and Ed Kofman for a wide-ranging discussion on the trends affecting community bank performance going into 2027.

We’ll explore:

• The latest developments in M&A activity and credit quality across the banking industry
• Practical ways AI and autonomous agents may change how banks serve customers and operate more efficiently
• What stablecoins and tokenized deposits could mean for funding costs, liquidity, and deposit competition
• How banks are balancing fixed-rate, floating-rate, and hedged loans to protect margins and improve profitability
• What the midterm election results could mean for regulation, interest rates, and the broader banking environment