The Borrower

National Machinery Distributor in the Midwest
Our borrower distributes light construction machinery around the nation

The Borrower's Needs

Single-close construction to perm loans and several refinancing needs.

This company mainly deals with the national banks, as they could not find a local community bank to meet their needs.

The Borrower's Solution

Along comes a community bank under $2 billion in assets…. That uses ARC!

By partnering with a local community bank that uses ARC, the Machinery Distributor got the best of both worlds: Small-town relationship banking and sophisticated products that meets their needs.

The Results

9 ARC loans booked totaling $39.25 million Icon
9 ARC loans booked totaling $39.25 million
Moved deposit and treasury management to the community bank — a very profitable line of business Icon
Moved deposit and treasury management to the community bank — a very profitable line of business
The company has become the #1 most relationships to the community bank Icon
The company has become the #1 most relationships to the community bank

Why ARC?

Bank Earns Floating While Borrower Receives Fixed Icon
Bank Earns Floating While Borrower Receives Fixed
Allows the bank to offer unique options Icon
Allows the bank to offer unique options
Fixed rate terms out to 20 years Icon
Fixed rate terms out to 20 years
Forward rate locks Icon
Forward rate locks

How does the ARC Program work?

Provide long-term fixed rates to your borrowers while booking a floating rate loan. No complicated paperwork, accounting, or swap to manage.


Book ARC Demo