Correspondent Blog
Tag: Earnings Improvement
07/23/25
What Your Bank ROE Says About Staying Independent
We recently published an article (here) that demonstrated how return on equity (ROE) (and return on assets (ROA)) were the main predictors of community banks’ survivability. Conversely, community banks’ NIM and credit quality were not, in themselves over the last four years, predictors of which community banks survive or become acquisition targets. Community banks’ average…