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Today Tom Fitzgerald and Joe Keating discuss the current global landscape, including ongoing U.S. politics, developments in the Fed, and the ongoing war with Iran. They tie it all back to how they impact the economy and one’s investments. Register for The Elevate Banking Forum here. Register for The Deposit Conference here.   The views,…

Most community bankers we talk believe they will get a boost to bank performance with declining short-term rates.  The thinking is that a lower Fed Funds rate will mitigate credit risk, spur loan demand and potentially soften competition for deposits, leading to wider NIM and more profitability.  Unfortunately, the empirical evidence shows otherwise.  While the…