Correspondent Blog
Tag: Fixed Rate Loan Risk
09/19/22
Fixed Rate Loan Risk – Rethinking The 5-Year Offering
For decades community banks have taken on fixed rate loan risk mostly through the offering of five-year, fixed-rate, commercial term loans. This is probably the most popular structure for real estate-secured term credit at community banks. Now may be the right time for community banks to abandon this strategy – both for the borrowers who…