Correspondent Blog
Tag: Interest Rate Risk Challenges
06/18/24
Overcoming Interest Rate Challenges in Banking
Deposit costs and liquidity remain a challenge for some community banks as competition for core funding remains intense. The graph below compares the liquidity ratio for community banks (under $10B in assets) and banks over $100B in assets. The average difference in liquidity is stark, but for many community banks the issue is translating to…