Correspondent Blog

Last week we concluded the industry’s first and only pure deposit focused conference in Denver in conjunction with S&P Global. Given that deposits are a bank’s most important product, there is plenty of room for most banks to improve deposit performance, and we could potentially coming up to a period of changing rates, we thought…

We pine for the days when banking was boring. It is not now. Right on target, the Consumer Financial Protection Bureau (CFPB) released the final version (HERE) of the much-anticipated Section 1033 rule on consumer financial data rights this week. This rule ushers in a significant change, the ramifications of which need to be considered…

The current banking crisis has put a magnifying lens on all non-Too-Big-Too-Fail banks. While the market focuses on deposits and liquidity, media pundits and analysts are waiting for credit problems to appear. Of all the credit risks within banks, one of the largest is in commercial real estate exposure. When CRE credit risk arises, it…