ARC Loan Hedging – New

What If Your Bank Could...

Increase Fee Income By 1.00% - 2.00%

Increase Average Loan Size to Improve Efficiency

Increase Expected Loan Life and Deposit Cross-Sell

Increase Credit Quality by Stabilizing DSCR

That's the Power of the ARC Program

Learn how ARC Helps

Executives

Increase ROA & ROE
Executives

Lenders

Close More Loans & Make More Money
Lenders

CFOs

Avoid the Headaches of Traditional Swaps
CFOs

Borrowers

Get the Structure They Need
Borrowers

ALCO

Committees Lower Balance Sheet Risk
ALCO

Community Banks

Outperform the Competition
Community Banks
Testimonials

Used by 400+ Community Banks

We've helped 400+ community banks just like yours win more loans, increase fee income, and mitigate interest rate risk.


2000
Loans Closed
$3.25B
Fee Income Generated
250+
Banks Served
Get Started

Your plan to win more loans and beat the competition

Book an ARC Demo

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Train Your Lenders

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Grow Your Revenue

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A Better Pricing Structure Starts Here

Which $1,000,000 CRE Loan Would You Rather Have?

Before ARC

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After ARC

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ARC Loans vs Traditional Interest Rate Swaps


ARC
TRADITIONAL SWAP
Fee Generation
Swap/Hedge Portability
Hedges for Unique Structures
No Hedge Accounting or Reporting not checked
No ISDA Documentation for Bank or Borrower not checked
No Cash Collateral not checked

  • Eliminates the requirement for your loan officers to explain a complex transaction
  • Puts SouthState’s capabilities to work for you, giving your bank the marketing, sales, data and pricing support to better compete in today's landscape
  • Training provided to all of your lenders
  • The SouthState ARC team can meet in-person with your borrowers anytime

We Are Ready to Help

Contact Your Regional ARC Rep Today

John Brittain
Iowa, Kansas, Minnesota, Missouri, Nebraska, North Dakota, South Dakota, Wisconsin
Rick Ruso
Alaska, Arizona, California, Colorado, Hawaii, Montana, New Mexico, Nevada, Oregon, Utah, Washington, Wyoming
Nathan Goodnight
Oklahoma, Texas, Arkansas
Russ Smith
Delaware, Idaho, Illinois, Indiana, Maryland, Michigan, Ohio, Pennsylvania, Virginia, Washington, D.C., West Virginia
Steve Olson
Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee
Andre Maretti
Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island, Vermont

ARC Updates

Get access to latest market updates, commercial lending trends, and news on how community banks are using ARC to stay ahead of the competition.

View ARC Updates