ARC – CFOs

Eliminate the Operational Burden of Hedging

No Hedge Accounting Headaches

Hedge accounting can be fragile, resource-intensive, and easy to get wrong.

With ARC, there is:

• No effectiveness testing or ongoing documentation requirements

• No risk of P&L volatility from failed hedge treatment

• No dependency on specialized accounting expertise

Result: Cleaner financials—and fewer conversations with auditors.

No ISDA Negotiation or Maintenance

ISDAs are time-consuming to negotiate and even harder to manage over time.

ARC removes this burden:

• No legal back-and-forth with counterparties

• No collateral thresholds or CSA complexity

• No ongoing tracking of counterparty exposure

Result: Your legal and treasury teams stay focused on higher-value work.

Simplified Regulatory Reporting

Derivatives introduce layers of reporting, disclosure, and scrutiny.

ARC lets you:

• Avoid derivative-specific regulatory reporting requirements

• Reduce call report complexity tied to swaps activity

• Eliminate the need to explain hedge performance to regulators

Result: Less time preparing reports—and less risk of regulatory friction.

Lower Internal Lift Across Teams

Traditional swaps introduce complexity across your bank—not just within your risk or finance function.

ARC keeps it simple:

• No specialized systems or third-party platforms required

• No internal education curve for lenders or operations

• No ongoing coordination between departments to manage hedges

Result: Fewer internal touchpoints, fewer handoffs, and less risk of error.

Hedged vs. Unhedged Loans by the Numbers

3X
Higher Contribution to Overhead
2.5X
Longer Loan Life
18X
Less likely to be unprofitable

New to Loan Hedging?

Get our ebook that tells you everything you need to know.

• Learn how swaps, caps, and collars really work

• ARC vs. traditional derivatives—what’s best for your bank?

• Profitability benchmarks and case studies

• Step-by-step adoption framework for your team

Download the Ebook
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