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Money20/20 USA wrapped up in Las Vegas on October 21, and if there was a single theme, it was the fact that financial services industry is being rebuilt around artificial intelligence, digital money, and new business models. In this article, we explore these trends and explain how it might impact banking soon. The technology part…

In this episode of The Community Bank Podcast, SouthState’s Tara Edmonds joins Caleb Stevens to unpack one of banking’s hottest topics: stablecoins, tokenized deposits, and the future of money movement. Tara explains what community bankers need to know, why regulatory clarity is accelerating adoption, and how emerging payment technologies could reshape deposits, customer relationships, and the…

I am not sure if the hype around stablecoin is real or not, but my position is that this could be a dramatic shift in banking, and it is worth spending time and effort to see if just 25% of the hype is true. In this article, we provide the algorithm to see if a…

The recent popularity of stablecoin and tokenized deposits have forced banks to take another look at a wallet strategy. Even if you are not planning to issue a stablecoin or tokenized deposits, the fact that these instruments are separate from a bank’s core means any other bank can capture these products into a digital wallet….