ALM in a Post-Covid World

Today, Tom Fitzgerald, from our strategy and research group interviews our asset-liability manager, Billy Fielding, from our broker dealer SouthState Securities to discuss the latest trends and asset liability management. Click Here to Subscribe to Tom’s Weekly Piece – The Friday Five  The views, information, or opinions expressed during this show are solely those of…

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If the Fed is Uncertain, How Will Bankers Get it Right?

As of May 2025, the Federal Open Market Committee (FOMC) maintained the federal funds rate at a target range of 4.25% to 4.5%.  This decision not to move reflects the Fed’s cautious approach amid rising risks of both inflation and unemployment, influenced by recent tariff policies.  Fed Chair Jerome Powell emphasized the heightened uncertainty, stating,…

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Key Storylines for Bank M&A with Eric Corrigan

Today we sit down with Eric Corrigan with MJC Partners to discuss M&A and capital raising. He tells us all about what community banks should be paying attention to when it comes to M&A deals, whether it’s imminent or something farther out on the horizon for your bank.   TAKE THE ARC GUIDED TOUR HERE…

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What AI Can Teach Us About Bank Balance Sheet Management

Today we bring on Daniel and Joseph Ahn from DelFi to discuss the value if AI in managing your bank’s balance sheet. GET OUR NEW EBOOK: TOP 12 WINNING STRATEGIES FOR COMMUNITY BANKS IN 2025 The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily…

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The Keys to Asset-Liability Management in Today’s Rate Environment

Today Tom Fitzgerald sits down with Billy Fielding to discuss the ALM trends we are seeing with our community bank clients and strategies to navigate the current economic environment. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and…

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The Art of Selling Your Bank with Kurt Knutson

Today we sit down with former bank CEO, Kurt Knutson. We discuss his book The Art of Selling Your Bank, where most M&A deals go wrong, how to merge 2 different cultures, and how to increase your bank’s value — whether you plan to sell or remain independent.  GET THE FIRST SECTION OF KURT’S BOOK FOR…

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The State of Bank M&A with Catherine Mealor from KBW

Today we sit down with Catherine Mealor, Managing Director of Equity Research at KBW. We discuss the current M&A environment and its implications for communtiy banks. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState…

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Bond Portfolio Strategies for 2024

This week Tom Fitzgerald and Leila Coggins from SouthState|DuncanWilliams discuss recent updates from the Fed, the outlook for the 2024 economy, and strategies for the bond portfolio. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees….

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The Cost of Waiting to Buy Bonds with Tom Fitzgerald & Lelia Coggins

This week Tom Fitzgerald and Lelia Coggins from SouthState|DuncanWilliams discuss the cost of waiting to buy bonds in the current economic environment. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. – Member…

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Strategies to Manage Your Bank’s Liquidity

Today Robert Biggs sits down with Jeff Zage, CEO of Financial Northeastern. They discuss the upward pressure on funding costs and how brokered deposits can play a key role in banks’ balance sheet management. Claim Your Free Refinance Ebook Here The views, information, or opinions expressed during this show are solely those of the participants…

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Managing Your Liquidity & Bond Portfolio with Tom Fitzgerald & Robert Biggs

On this Monday morning, Thomas Fitzgerald and Robert Biggs return to the topic of the bond portfolio and liquidity issues facing community financial institutions. Tom and Robert also discuss the recent headlines and projections for the economy. The views, information, or opinions expressed during this show are solely those of the participants involved and do…

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Fair Value Accounting and Silicon Valley Bank Failure

Analysts, regulators, legislators, and bankers have been attributing the root cause of SVB’s failure in the past month.  Some blame the dilution of the Dodd-Frank provisions, others the lack of oversight by regulators, and others still blame social media for exacerbating the deposit run.  The root cause of Silicon Valley Bank’s (SVB) failure is poor…

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