Correspondent Blog
Tag: Bank Management
What Your Bank ROE Says About Staying Independent
We recently published an article (here) that demonstrated how return on equity (ROE) (and return on assets (ROA)) were the main predictors of community banks’ survivability. Conversely, community banks’ NIM and credit quality were not, in themselves over the last four years, predictors of which community banks survive or become acquisition targets. Community banks’ average…
Addressing Bank Risk When Economic Uncertainty Is At All-time High
During first-quarter updates, many US banks amended their expectations because of economic uncertainty and a possible business downturn. How should community banks interpret the current economic uncertainty, the possible reset to the business environment, and how should managers address risks? Economic Uncertainty We considered two bellwether indices that measure policy-related economic uncertainty. The indices measure…
Get These EOS Tools for Banking
In the last article, we covered the basics of EOS (HERE), the Entrepreneurial Operating System, and how some banks use it to improve productivity. EOS is a comprehensive business system that empowers a leadership team to run a more successful bank. EOS comprises a series of tools and concepts that guide leaders in managing and…
Using EOS in Banking – A New Operating System
Likely, you do not have a common management framework at your bank. Maybe you practice some of the teachings in the seminal book Good to Great, you might work in Porter’s Five Forces, maybe you use an Objective and Key Results (OKRs) approach, or you might loosely use the McKinsey 7S Model. However, it is…