Preparing For Inflation’s Impact on Credit

Some economists, Fed officials, and pundits are making the argument that while inflation may run hot for the next year or so, the risks of long-term high inflation is not pronounced and inflation will be capped at around 3% in the near future, and the probability of runaway inflation is next to nil.  This is…

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Reasons For Community Banks to Embrace Loan Hedging in 2021

This year may be the right time for your bank to embrace a loan hedging program.  With the economy recovering from a pandemic and the possibility of stoking inflation, banks that can offer borrowers more flexible loan structures may be in a better position to win more and better quality loans.  While the Federal Reserve…

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