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Last week, we presented peer group analysis with a free tool banks can use to compare themselves against others. We also provided a methodology for doing that. In case you missed it, be sure to go HERE. In this article, we want to highlight one other issue that we touched on but didn’t explore in…

One of the most common mistakes that bankers make is benchmarking their institution against the wrong peer group. Many management teams spend hours discussing how their net interest margin (NIM) compares to the industry average, whether their efficiency ratio is above or below peers, or how deposit growth stacks up against other banks. The problem…