Fee Income Resources
Resources to Grow Your Bank's Fee Income
Our best insights, strategies, and tactics to help you boost your bank's bottom line.
Why Deposits Drive Relationship ROA and ROE
Deposits are the franchise for most banks and are not a by-product of lending. Core deposits are the cheapest, most stable funding a bank can obtain, and they are the main reason a community bank can compete with larger institutions and nonbank lenders that fund themselves in the wholesale markets. Yet most community banks still...
Read More about Why Deposits Drive Relationship ROA and ROE What You Need to Know About Forward Looking Bank Credit
Bank credit has been an interesting road over the past year, and it is about to get more interesting. Despite higher inflation, a tariff shock, immigration policies and general volatility, probabilities of defaults, and loss given defaults have improved. Yet, despite that, bank credit has deteriorated slightly. How is this possible? We explore the data...
Read More about What You Need to Know About Forward Looking Bank Credit How to Use Forward Rate Locks in Commercial Lending
A forward rate lock is one of the few products a community bank can offer that protects the borrower, strengthens the credit, and adds fee income at the same time. A year ago, we made that case in a flat-curve market. Today the case is stronger, because the risk a lock removes has stopped being...
Read More about How to Use Forward Rate Locks in Commercial Lending How Bridgewater Bank is Growing Deposits with Chief Deposit Officer Katie Klug
Today we feature another backstage interview from our Deposit Conference. We sit down with Chief Deposit Officer Katie Klug from Bridgewater Bank to talk about her role and the bank’s focus on growing deposits. Click Here to Learn More About the Premium Earnings Credit Program. The views, information, or opinions expressed during this show are...
Read More about How Bridgewater Bank is Growing Deposits with Chief Deposit Officer Katie Klug Building an AI-Powered Community Bank with Greg Solomon
In this episode, Chris Nichols sits down with Greg Solomon, Senior Vice President and Director of Information Technology at Bank Independent, to discuss how a $3 billion community bank is moving from AI awareness to AI execution. Greg shares Bank Independent’s approach to building AI agents, automating workflows, improving employee productivity, and creating governance structures...
Read More about Building an AI-Powered Community Bank with Greg Solomon Building a Performance Culture that Lasts with Jack Hubbard
In this episode, we sit down with renowned banking consultant, Jack Hubbard. With more than five decades of banking and consulting experience and over 81,000 bankers trained, Jack shares why the most successful banks move beyond traditional sales cultures and embrace a true performance culture. Click Here to Book a Call and Learn About the...
Read More about Building a Performance Culture that Lasts with Jack Hubbard
Elevate Banking Forum
The Elevate Banking Forum
The Elevate Banking Forum
Powered by CommandHQ
CommandHQ
Data, insights, and tools for community bankers.
Banker to Banker
Articles and strategies delivered to your inbox.