Correspondent Blog
Tag: Earnings
How Safe Are You? 5 Lessons from The Safest Banks
Based on the 2007 to 2010 bank failure experience, we modeled the financial health of every bank using the last 16 quarters of historical performance. We have also created projections for the next 18 months. There are 150 banks that currently have a Grade of “8” out of 10, with 10 being the safest. In…
Here is the Future of Bank ROE and What to Do About It
The average return on equity (ROE) for the banking industry declined to 11.10% in Q1/24 (a 23 percent decline in the last year). For banks under $10B in assets, ROE declined to 10.53% in Q1/24 (an 11% decline in the last year). The typical published analysis considers the industry in aggregate which conflates the challenges…
5 Actionable Insights From 2Q 2022 Bank Earnings
With 100+ public banks reporting, we have more than a representative sample to see 2Q 2022 bank earnings trends and derive some operational insights on bank performance. We touched on the 33 Items That Stakeholders Want to Know, which highlights some of the industry’s concerns and serves as a good checklist of items to touch…