At our recent Deposit Conference, Nomis Solutions taught us a handy trick leveraging their CD performance data from their machine-learned model. In this article, we are going to take a look at a case study that compares two methodologies for CD renewals and see which one outperforms. The one that outperforms comes with two tactics...

Every year, banks spend millions buying deposits they already have access to. What is often called a deposit campaign based on rate, is an unconscious reaction to a data problem that few bankers stop to think about. In this article, we provide the unlock of how banks can get deposit data and leverage it to...

Last week we highlighted our Deposit Vulnerability tool (HERE) and briefly touched on how fall is the second best time, outside of the start of the year, to market for deposits. We also talked about the tailwinds of increasing M2 money supply and lower money market fund rates. Today, we go in depth on the...

Today we feature a backstage interview from our recent Deposit Conference. We sit down with Brian Love from The Travaillian Group to discuss deposits, talent, and the rise of the Chief Deposit Officer. Click Here to Book a Call and Learn About the ARC Program   The views, information, or opinions expressed during this show...

In this episode, Chris Nichols sits down with Gwen Wertz, SVP of Retail Banking at Provident Bank, to discuss how her team drives deposit growth and manages funding costs in a competitive environment. Gwen shares practical insights from her experience leading deposit strategy meetings, building a culture of collaboration, and balancing acquisition with retention. The...