Risk Management Resources
Manage Risk Effectively
Explore our top resources to help you manage your bank's risk.
Using the Bank Balance Sheet Monitor [Free Tool]
The Bank Balance Sheet Monitor gives bank executives a weekly and year-to-date view of how the industry is changing across loans, investments, liquidity, deposits, and other funding sources. Rather than looking at a bank’s own results in isolation, management can compare the entire industry, the 25 largest banks, and community banks to help banks understand...
Read More about Using the Bank Balance Sheet Monitor [Free Tool] Managing Commercial Lender’s Portfolio Profitability
Most community bankers manage their lenders by loan volume, loan count and credit quality. Few community banks look at the client level contribution to overhead or the risk-adjusted return on capital (RAROC) for each lender’s portfolio profitability . We analyzed one lender’s portfolio of 146 relationships, and a very uneven picture emerged. This picture is...
Read More about Managing Commercial Lender’s Portfolio Profitability 10 Lessons For Management from the 2026 ABA Bank Marketing Conference
For years, bank marketing conferences were largely about advertising channels, branding campaigns, social media, and creative tactics. This year, the 2026 ABA Bank Marketing Conferece was different. This year, the major themes centered on hyperscaling bank marketing by leveraging generative and agentic AI to fuel growth. Whether the topic was deposits, branding, social media, analytics,...
Read More about 10 Lessons For Management from the 2026 ABA Bank Marketing Conference How To Optimize The 1031 Exchange In Banking
We work with many banks across the country, and we get to see hundreds of different client scenarios weekly. We recently worked with a bank that held a loan with a client who was using a 1031 exchange, but instead of paying off the loan with that bank, the customer retained the economics of the...
Read More about How To Optimize The 1031 Exchange In Banking Why You Need to Do Hard Things with Billy Boughey
Today we feature another backstage conversation from our 2026 Elevate Banking Forum. We sit down with Billy Boughey, keynote speaker and Founder of Elevate Experiences… and the first ever guest on the Community Bank Podcast! The views, information, or opinions expressed during this show are solely those of the participants involved and do not...
Read More about Why You Need to Do Hard Things with Billy Boughey Why the U.S. Economy Gets a “B-Minus” Grade with Dr. Elliot Eisenberg
Today we share a special backstage interview from our 2026 Elevate Banking Forum with Dr. Elliot Eisenberg. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. – Member FDIC
Read More about Why the U.S. Economy Gets a “B-Minus” Grade with Dr. Elliot Eisenberg An Interview with Scott Latham—CEO of the Alabama Bankers Association
In this episode, Bailey Erickson sits down with Scott Latham, CEO of the Alabama Bankers Association. They discuss the issues facing community banks, both nationally, and in the state of Alabama. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState...
Read More about An Interview with Scott Latham—CEO of the Alabama Bankers Association Lessons from Chick-fil-A on Leadership and Culture with Dee Ann Turner
In this episode, Caleb Stevens sits down with Dee Ann Turner, former Chick-fil-A executive, bestselling author, and leadership expert, to discuss the principles behind enduring leadership, remarkable culture, and talent selection. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState...
Read More about Lessons from Chick-fil-A on Leadership and Culture with Dee Ann Turner