The banking market is flooded with core providers and platform vendors promising transformative results. Bank executives are awash in vendor pitches from a variety of sources, particularly now around AI-driven solutions. The challenge is that many banks rely on their major core or digital bank vendors for their products and take on the strategy of...

We work with over a thousand community banks across the country.  We observe and measure commercial loan pricing, seeing over a hundred commercial loans per week on average.  Our bank customers range in size from under $100mm to over $10B in assets, and we see pricing on commercial loans as small as $200k and as...

Up until this year, when a bank wanted to forecast the response to new deposit pricing, it either had to guess off its data, use a focus group or see the reaction to a test market. These methods were either inaccurate or took time. Now, synthetic data and AI-driven agents are starting to replace traditional...

Every commercial lender knows the feeling.  The bank took the hardest risk on a project – the construction phase. The bank managed the draws, monitored the budget, inspected the site, and shepherded the borrower through permitting delays and cost overruns.  Then, just as the project stabilizes and the loan finally becomes easy to hold, the...

Today on the show Caleb Stevens sits down with Ed Kofman to discuss 4 key drivers of profitability for today’s community banks.  Download our newest eBook: The Community Bank Performance Engine! Click Here to Book a Call with Ed The views, information, or opinions expressed during this show are solely those of the participants involved...

In this episode, Tom Fitzgerald sits down with economist Joseph Keating to discuss the economic outlook amid ongoing geopolitical uncertainty, evolving Federal Reserve policy, and rapid investment in artificial intelligence infrastructure. The conversation provides an essential and timely look at the key economic forces shaping the remainder of 2026 and the path into 2027. Register...

Today we sit down with Scott Cocanougher, CEO of First Community Bank in Shelbyville, Tennessee and Randy Goggans, founder of the company BankerBounty. Together we discuss the keys to creating change inside your organization and how to create an effective referral program. Click Here to Book a Free Strategy Call. The views, information, or opinions...

In this episode of The Community Bank Podcast, Caleb Stevens sits down with attorney Mark Kanaly to explore the fundamentals of effective strategic planning for community banks. They discuss how strong leadership, clear alignment, and thoughtful preparation can turn strategy from a one-time exercise into a living, actionable roadmap. Mark shares practical insights on fostering collaboration,...