Risk Management Resources
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Explore our top resources to help you manage your bank's risk.
AI-Noise And How To Prevent Bank Vendors From Driving Your Strategy
The banking market is flooded with core providers and platform vendors promising transformative results. Bank executives are awash in vendor pitches from a variety of sources, particularly now around AI-driven solutions. The challenge is that many banks rely on their major core or digital bank vendors for their products and take on the strategy of...
Read More about AI-Noise And How To Prevent Bank Vendors From Driving Your Strategy Loan Pricing Observations from H1 2026
We work with over a thousand community banks across the country. We observe and measure commercial loan pricing, seeing over a hundred commercial loans per week on average. Our bank customers range in size from under $100mm to over $10B in assets, and we see pricing on commercial loans as small as $200k and as...
Read More about Loan Pricing Observations from H1 2026 What AI-Simulated Depositors Can Teach Your Bank
Up until this year, when a bank wanted to forecast the response to new deposit pricing, it either had to guess off its data, use a focus group or see the reaction to a test market. These methods were either inaccurate or took time. Now, synthetic data and AI-driven agents are starting to replace traditional...
Read More about What AI-Simulated Depositors Can Teach Your Bank Why Banks Should Require Single-Close Construction-Through-Perm Loans
Every commercial lender knows the feeling. The bank took the hardest risk on a project – the construction phase. The bank managed the draws, monitored the budget, inspected the site, and shepherded the borrower through permitting delays and cost overruns. Then, just as the project stabilizes and the loan finally becomes easy to hold, the...
Read More about Why Banks Should Require Single-Close Construction-Through-Perm Loans How to Grow Your Bank’s ROE with Ed Kofman
Today on the show Caleb Stevens sits down with Ed Kofman to discuss 4 key drivers of profitability for today’s community banks. Download our newest eBook: The Community Bank Performance Engine! Click Here to Book a Call with Ed The views, information, or opinions expressed during this show are solely those of the participants involved...
Read More about How to Grow Your Bank’s ROE with Ed Kofman What’s Next for Rates, Inflation, and the Markets with Joe Keating
In this episode, Tom Fitzgerald sits down with economist Joseph Keating to discuss the economic outlook amid ongoing geopolitical uncertainty, evolving Federal Reserve policy, and rapid investment in artificial intelligence infrastructure. The conversation provides an essential and timely look at the key economic forces shaping the remainder of 2026 and the path into 2027. Register...
Read More about What’s Next for Rates, Inflation, and the Markets with Joe Keating How First Community Bank is Creating a Sales Culture with Scott Cocanougher and Randy Goggans
Today we sit down with Scott Cocanougher, CEO of First Community Bank in Shelbyville, Tennessee and Randy Goggans, founder of the company BankerBounty. Together we discuss the keys to creating change inside your organization and how to create an effective referral program. Click Here to Book a Free Strategy Call. The views, information, or opinions...
Read More about How First Community Bank is Creating a Sales Culture with Scott Cocanougher and Randy Goggans How the Best Leaders Create a Strategic Plan with Mark Kanaly
In this episode of The Community Bank Podcast, Caleb Stevens sits down with attorney Mark Kanaly to explore the fundamentals of effective strategic planning for community banks. They discuss how strong leadership, clear alignment, and thoughtful preparation can turn strategy from a one-time exercise into a living, actionable roadmap. Mark shares practical insights on fostering collaboration,...
Read More about How the Best Leaders Create a Strategic Plan with Mark Kanaly