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This week we sit down with Ron Shevlin, Chief Research Officer with Cornerstone Advisors.  Ron is a sought-after speaker, writer, and consultant who works at the intersection of banking and fintech.  He is also a senior contributor at Forbes, where he writes a popular column called “FinTech Snark Tanks.” We talk with Ron about Artificial…

Today we sit down with Carey Ransom, Founder of BankTech Ventures. We talk about the exciting new developments in FinTech and what they mean for community banks. BankTech Ventures partners with entrepreneurs who want to help transform the future of community banking by working with community banks to make them more efficient, competitive and compelling…

One challenge in banking is that many banks know data is the bank’s future but lack a data framework. As a result, their progress in leveraging data and machine learning is slow. In this article, we explore what a data strategy looks like, how that translates into tactics, and how the “Next Best Action” should…

If you are looking to see the future of how banks will utilize artificial intelligence (AI), look no further than marketing. Even if you are not a bank marketer, this article is worth a read to understand AI’s capabilities. Bank marketing AI is ground zero to showcase the transformation that is already taking place. We…

This week we sit down to discuss fintech partnerships with Jason Henrichs, CEO of Alloy Labs. The Alloy Labs Alliance is the only consortium that drives exponential growth for banks by leveraging powerful network effects. GET YOUR FREE COPY OF OUR STRATEGIC REFINANCE EBOOK HERE The views, information, or opinions expressed during this show are…

In the olden days, if you wanted to market deposits, the head of Retail would come to Marketing and say something like – “We need to raise deposits.” Marketing would then put together some ideas for a print or digital campaign; Retail would sign off on it, and then they would roll it out. Maybe…

Banks are full of documents. Each document contains an extensive array of data. Just keeping track of non-disclosure agreement terms is a huge task. Then there are vendor contracts, employment agreements, statements of work, loan documents, financial statements, tax returns, deposit account documents, policies, and an array of similar applications. The challenge is that most…

Email is one of the most effective bank marketing channels available. Most banks send emails with little regard to optimization – they create an email, then send it. Other banks, like ourselves previously, pour over countless amounts of data to optimize open rates, clicks, and conversions. Now, it is about personalization and using artificial intelligence…

This week we sit down with Matthew Gallman, VP of Strategic Innovation with Dummond Community Bank in Chiefland, FL.  We discuss how they are innovating through strategic fintech partnerships and how to balance both technology and relationships. Click here to access our Loan Pricing & Relationship Profitability Series The views, information, or opinions expressed during this…

This week we sit down with Jeff Keltner from Upstart to discuss how AI is shaping consumer lending.  We also delve into his time at Google and what community bank leaders need to be focused on to remain independent. The views, information, or opinions expressed during this show are solely those of the participants involved…

These days, if you want to make tough branch decisions, use a good college student instead of an experienced banker. We will come back to the college student but, in this post, we pitted experienced bankers against the latest branch models against the latest machine learning applications to see which method was more accurate at…

It was back in 2014 when researchers at DeepMind directed their nascent artificial intelligence application to the game Breakout. Instead of programming DeepMind on how to play the game, the researchers programmed DeepMind to learn about learning to play the game. That is a meta-level that isn’t normally programmed, but the result of that effort,…