Correspondent Blog
Tag: Lending
Preparing For Inflation’s Impact on Credit
Some economists, Fed officials, and pundits are making the argument that while inflation may run hot for the next year or so, the risks of long-term high inflation is not pronounced and inflation will be capped at around 3% in the near future, and the probability of runaway inflation is next to nil. This is…
Why Community Banks Should be Selling Participations
Most community banks will find it challenging to meet their loan growth targets in 2021. Part of the challenge is lack of loan demand, elevated and rising loan payoffs, and stiff competition. Therefore, most community banks conclude that they do not want to sell participation in a good commercial loan to another lender. However, selling…